- DESTINATIONS
- AUSTRALIA
- WESTERN AUSTRALIA
- ALBANY
- BROOME
- BUSSELTON
- CARNAC ISLAND
- CORAL BAY
- DUNSBOROUGH
- EXMOUTH
- FISHING WA
- FREMANTLE
- HORIZONTAL FALLS
- JURIEN BAY
- KIMBERLEY CRUISES
- KIMBERLEY & TOP END TOURS
- MANDURAH
- MARGARET RIVER
- NINGALOO REEF
- PERTH
- PINNACLE TOURS
- ROTTNEST ISLAND
- SAL SALIS
- SUNSET CRUISES – WA
- WALKING TOURS
- WHALE SHARK TOURS
- WHALE WATCHING
- WILD FLOWER TOURS
- WINERY TOURS
- NEW SOUTH WALES
- NORTHERN TERRITORY
- QUEENSLAND
- SOUTH AUSTRALIA
- TASMANIA
- VICTORIA
- WESTERN AUSTRALIA
- INDONESIA
- COOK ISLANDS
- CROATIA
- FIJI
- HONG KONG
- JAPAN
- LOMBOK
- MALAYSIA
- MALDIVES
- MAURITIUS
- NEW ZEALAND
- PHILIPPINES
- SINGAPORE
- SKI HOLIDAYS
- SRI LANKA HOLIDAYS
- THAILAND
- VIETNAM AND CAMBODIA
- AUSTRALIA
- DEALS
- CRUISES
- RAIL
- TRAVEL INSURANCE
- ABOUT US
Planning a Bali holiday and looking at getting Travel Insurance for Bali? Before choosing travel insurance, check that the policy suits your itinerary, health circumstances and planned activities.
BlueSun Travel provides access to travel insurance information and provider quote links. We are a distributor, not the insurer. Benefits, eligibility, limits and exclusions vary between policies.
We highly recommend discussing your travel insurance requirements for all holidays, especially when going to Bali.
Call 1300 799 758.
We are available 7 days a week!
👉 Explore more informaton here: Travel Insurance
| Before You Buy | What to Check |
|---|---|
| Destination and Dates | Cover for your full itinerary, including other countries and relevant transit stops |
| Medical Cover | Treatment benefits, exclusions, emergency assistance and evacuation conditions |
| Existing Conditions | The insurer’s definition, required declarations and any assessment or acceptance conditions |
| Age and Trip Length | Eligibility rules and maximum duration, including limits on annual multi-trip policies |
| Activities and Transport | Scooter, motorbike, passenger and activity cover, including optional extras and restrictions |
| Cancellation and Disruption | Covered reasons, benefit limits and exclusions for known events |
| Luggage and Excess | Individual item limits, unattended-item exclusions and the excess payable |
| Policy Documents | Read the current Product Disclosure Statement and relevant provider documents before purchasing |
Choose travel insurance around your health circumstances, itinerary and planned activities. Before purchasing, read the Product Disclosure Statement (PDS) and check the benefits, limits, excesses and exclusions.
Overseas Medical Treatment and Emergency Assistance
Check the policy’s cover for overseas medical treatment, hospital care and emergency evacuation or repatriation. These benefits have conditions and exclusions, so do not assume every medical expense is covered.
Keep the insurer’s emergency assistance number accessible and check when you need to contact them for approval or assistance.
Pre-existing Medical Conditions and Age Eligibility
Read the insurer’s definition of a pre-existing medical condition and answer its questions accurately. Some conditions may be covered automatically under specified criteria; others may require assessment or be excluded.
Check age eligibility and maximum trip duration. If you are considering annual multi-trip insurance, confirm the permitted length of each individual trip.
Cancellation, Delays and Travel Disruption
Check which reasons for cancellation or disruption are covered and whether the benefit limits suit your prepaid arrangements.
Flight cancellations, severe weather and volcanic activity do not automatically result in a payable claim. Cover depends on the policy wording, circumstances and any exclusions relating to known events.
Luggage and Personal Belongings
Compare the total luggage benefit with individual item limits, particularly for phones, cameras, jewellery and other valuables.
Check requirements for securing belongings, reporting loss or theft and providing supporting documents. Unattended items may be excluded, and an excess may apply.
Your Full Itinerary and Planned Activities
Make sure the policy covers your travel dates and relevant destinations, including any additional countries or transit stops.
Check activities separately, including scooter riding or travelling as a passenger, diving, surfing, rafting and cruising. An activity may be included, require additional cover or be excluded.
If anything is unclear, ask the insurer to confirm before purchasing.
Still organising your itinerary? Explore our Bali Travel Guide to compare destinations and plan your stay. Knowing your route and activities will help you identify what to check in your policy.
Check your planned transport and activities before purchasing travel insurance. An activity being widely available in Bali does not mean it is covered by your policy.
Riding or Travelling as a Passenger
Do not assume scooter or motorbike cover is included—even for a short journey or when travelling as a passenger.
Check the policy’s requirements for:
- Cover for riders and passengers.
- Australian and local licences or permits.
- Engine capacity and the type of riding permitted.
- Helmet use and compliance with local laws.
- Any additional premium or optional cover.
Being allowed to hire a scooter does not establish that you meet the insurer’s requirements. Check these conditions before riding, and ask the insurer about anything unclear.
Diving, Surfing, Rafting and Other Activities
Check each activity individually, including snorkelling, scuba diving, surfing, white-water rafting, quad biking and volcano hikes.
Cover may depend on qualifications, supervision, diving depth, altitude or whether the activity is recreational or competitive. Some activities may require additional cover; others may be excluded.
Boat Trips and Cruises
If your holiday includes island excursions, overnight boat trips or a cruise, describe the arrangements to your insurer. Check whether cruise cover or another policy option is required.
Confirm cover before booking or participating. Keep any written clarification from the insurer with your policy documents.
👉 Click here for Bali Travel Advice and Booking Assistance
Access travel insurance quotes through our provider links for nib, Cover-More and PassportCard.
When reviewing your options, compare the benefits, limits, excesses and exclusions alongside the premium. Check that the policy suits your travel dates, destinations, health circumstances and planned activities.
Read the current Product Disclosure Statement (PDS) and relevant provider documents before purchasing. Direct questions about eligibility, medical assessments or policy cover to the provider.
BlueSun Travel acts as a distributor, not the insurer, and receives a commission on policies purchased through our distribution links.
👉 Recommended reading from The Walking Critic: Travel Insurance Myths Explained
❖ BlueSun Insight: Insure the Holiday You Are Actually Taking
A policy should match your plans, not just your destination.
A resort stay, a diving holiday and a trip involving scooters or a cruise can raise different insurance questions.
Before purchasing, list your destinations, activities and relevant health circumstances. Check them against the policy documents and ask the insurer about anything unclear.
Do not assume an activity is covered because it is commonly offered in Bali.
A short trip can still involve medical expenses, lost belongings or disruption. Check a policy against your itinerary and circumstances.
An eligible illness may fall within medical benefits, subject to the policy’s terms, exclusions and excess. Check with the insurer rather than assuming all treatment is covered.
This varies. Some conditions may be automatically covered under stated criteria; others require assessment or may be excluded. Complete the insurer’s questions accurately and confirm acceptance.
Do not assume so. Check cover for riders and passengers, optional extras, licensing requirements, engine restrictions and other conditions.
Check each activity individually. Restrictions may concern qualifications, depth, supervision or the nature of the activity.
It depends on the event, its timing and the policy wording. A disruption does not automatically create a covered claim.
Check activation requirements, eligibility, trip-duration limits and exclusions against your plans before relying on it.
Seek urgent local assistance when needed and contact the insurer’s emergency assistance service as soon as practicable. Keep its number and your policy details accessible.
The general policy, health, activity and credit-card checks above follow Smartraveller guidance; individual coverage decisions belong to the insurer.
For NIB policies purchased before 1 September 2026
BLUESUN TRAVEL PTY LTD, ABN 97143303306 is a distributor of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and receives a commission for nib products purchased through BLUESUN TRAVEL PTY LTD. BLUESUN TRAVEL PTY LTD acts as an agent for nib and not as your agent. BLUESUN TRAVEL PTY LTD cannot give advice about nib products, and any factual information provided is not intended to imply a recommendation or opinion about nib products. Before you buy, please read the Product Disclosure Statement, Financial Services Guide and Target Market Determination available from us. If you have complaint about a nib product, see the Product Disclosure Statement for the complaints process. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
For NIB policies purchased on or after 1 September 2026
BLUESUN TRAVEL PTY LTD, ABN 97143303306 is a distributor on behalf of AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, trading as Allianz Global Assistance (AGA). nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 acts as third party administrator on behalf of AGA, managing claims, complaints, enquiries and sales. Terms, conditions, exclusions, limits and applicable sub-limits apply. This is general advice only. Before you buy, you should consider whether the product is appropriate for you, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193, AFSL 523921.
For PassportCard policies purchased after 01 July, 2026
BLUESUN TRAVEL PTY LTD, ABN 97143303306 is also a distributor of PassportCard Australia Pty Ltd (PassportCard) ABN 76 621 476 220 , AFSL 551 057. PassportCard Australia Pty Ltd (PassportCard) ABN 76 621 476 220 (AFSL 551 057) is an Underwriting Agency acting under Binder from Guild Insurance Limited (Guild) ABN 55 004 538 863 (AFSL 233 791). Any advice provided by PassportCard in relation to PassportCard products and the PassportCard is general advice only. Please consider the Combined Financial Services Guide & Product Disclosure Statement and the PassportCard Terms and Conditions (available at https://www.passportcard.com.au/) before deciding whether they are suitable for you.